ThomasLaw represents consumers in a wide variety of consumer rights cases, specializing in those that involve credit reporting issues. ThomasLaw’s founding partner spent nearly a decade representing national banks and major financial institutions defending against consumer law complaints.   This experience gives ThomasLaw a unique advantage.  ThomasLaw has insight into the banks’ and financial institutions’ strategies for protecting their interests and we will use this knowledge and experience to obtain the maximum possible amount of financial compensation for our client.

The following are just a few examples of how a consumer’s rights may be violated under the Fair Credit Reporting Act:

Inaccurate Reporting

Inaccurate, incomplete, or misleading information appears on a credit report.

Mixed File

The credit reporting agency (Experian, Transunion, Equifax) merges the consumer’s credit file with those of another person resulting in a “mixed file.”

Identity Theft

A credit report shows accounts and inquiries that the consumer does not recognize. This can be a sign of someone fraudulently obtaining and using a consumer’s private identifying information such as a social security number or credit card number.

ThomasLaw also handles the following types of consumer law claims:

Fair Debt Collection Practices Act
Consumer Class Action
Equal Credit Opportunity Act
Telephone Consumer Protection Act

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